Commission Structure
At i-pay.io, we're committed to supporting merchants at every stage of their business journey.
We offer three account tiers, starting with a $0 setup fee, which increases in higher tiers, thereby significantly reducing processing fees. Depending on the account tier your merchant selects, you'll receive a tailored commission.
Tier 1 - Standard
Tier 2 - Premium
Tier 3 - Elite
One Time
-
20%*
25%*
Recurring
30%**
25%**
17%**
* Percentage of the Setup Fee charged to the Merchant
** Percentage of the Facilitation Fee i-pay.io makes on the processing volume.
Alternative Markup Earnings
Prefer to set your own rates?
Instead of the standard commission, you can also add a markup on our processing fees for your referred merchants.
For example, if our standard fee is 3%, you might quote 5% to your merchant – letting you keep the extra 2% as additional commission.
This flexibility allows you to customize your earnings per client while still offering competitive rates. (All custom markups are subject to approval to ensure fairness.)
Payout Cycle
Enjoy timely, hassle-free payouts. Affiliate commissions are calculated at the start of each month and disbursed within the first four days for the previous month's earnings. Every payout includes a detailed earnings report, providing complete transparency and peace of mind.