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Accept Fiat.
Settle Crypto.
Instantly. 

Accept fiat payments worldwide and receive funds instantly in your own crypto wallet, 24/7.

i-pay.io login screen on mobile and merchant dashboard on desktop

Accept Payments via All Major Channels

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SWIFT

Receive international wire transfers (SWIFT) from 11,000+ banks across 200+ countries

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SEPA

Offer seamless EUR bank transfers via SEPA for your European customers.

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Credit Card

Accept global credit and debit card payments – a must for modern e-commerce.

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Google Pay

Reach 150 million users globally with a secure payment solution.

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Apple Pay

Tap into 744 million users globally with a seamless and secure payment experience.

All customer payments are automatically converted to USDT (Polygon) and delivered to your designated wallet.

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Modern Payments,
Minus the Banking Roadblocks

i-pay.io empowers businesses in high-risk sectors to transact globally without reliance on traditional banks.

Our platform combines regulatory compliance with decentralized finance, ensuring you receive funds without fear of freezes or delays.

Why i-pay.io

All-in-One Payment Gateway

With i-pay.io, accept any payment method and have it converted to cryptocurrency in real-time. Our decentralized platform ensures your funds go straight to you—safe, accessible anytime, with no bank delays or intermediaries. Fast, transparent, and in your control.

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Global Payments, Local Access

Receive funds from anywhere via bank transfer, cards, or digital wallets – we convert them instantly to crypto for you.

No Lengthy Onboarding

High-risk or not, get started without intrusive KYC hurdles. (We handle compliance in the background so you can focus on business) 

Your Funds, Your Wallet

We never hold your money. Every payment is settled directly to your own USDT (Polygon) wallet, keeping you in control 24/7.

0% Chargeback Exposure

All transactions finalize on blockchain – eliminating chargeback risk and no rolling reserves needed.

Transparent Flat Fees

Enjoy a single flat processing fee for all transactions, regardless of your industry or volume – no hidden costs or surprise changes.

Fast & Easy Integration

Plug into our REST API and go live within a day.
Our documentation and support make integration straightforward for your tech team.

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Zero Chargebacks

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Crypto settlement means no chargebacks and no need for rolling reserves.

Instant Settlement

 

Customer payments convert to USDT and reach your wallet within minutes.

No Frozen Funds

 

Enjoy unfreezable accounts; your money is always in your custody.  

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Ready to Get Started?

Fill out the form and our team will reach out within 24 hours to help you integrate i-pay.io into your business.  

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FAQ

Our answers to the most popular queries

1. What makes i-pay.io different from other payment processors?

i-pay.io is specifically built for high-risk industries. We combine traditional payment acceptance (cards, bank transfers) with crypto settlement, so you get paid instantly without banks holding your funds. It’s a unique blend of compliance and decentralization that puts you in control.

2. How do you guarantee no chargebacks?

Once a payment is converted to crypto and sent to your wallet, it’s final. There’s no mechanism for chargebacks in blockchain transactions, protecting you from fraud and reversals. (Of course, you can still issue refunds manually for customer service when necessary.)

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